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Health Care Solutions and Ideas for this country : Swingers Discussion 629331021
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TOPIC: Health Care Solutions and Ideas for this country
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Got the same kind of coverage at my current job, it's a joke. This country can do better.

Arlington TX
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You do have a right to live. Look at some health care companies that some employers use. I have personally seen some that are ridiculious. There was one that I was offered. It was $160.00 a week for family coverage. You paid the first $2,000.00 in medical bills per year then they would pay 70% after that. They paid no perscriptions and only covered cleanings where dental was involved. Their optical was only for one eye exam every 2 years. I laughed at my safety manager, turned in my notice and went somewhere else.

Spencer TN
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there certainly are cases of legal malpractice. if u know of any in PA, NJ or NY.

EMAIL MEEEEEEE :-)

ps. the standards for legal malpractice and medical malpractice are exactly the same. in order to succesfully have such a case you (the plaintiff) must prove that a doctor/lawyer failed to meet their professional duty to you their client/patient and as a result you suffered physical/financial harm.

in both instances (in most cases) your case must supported by a board cert doctor or legal expert..

Philadelphia PA
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Stop giving money to every other country and government in the world and let the Federal Government supply a free healthcare system. Use the money from foreign aide to pay the doctors.

Spencer TN
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I was sayin!!! But in reality it comes back to lawyers whether its Malpractice or Insurance companies they are the ones who could take a cut in pay. OOOPPPSSS did In say that? Eventually they get the money that comes from all of us.

Imperial MO
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Sweetbut: Workers compensation has limits already but Malpractice the sky is the limit. There is a doctor that pays 1.3 Million dollars a year.Malpractice Insurence, Guess where they get the money for that. In the Socialized Med. countries you cant sue for Malpractice.So all that goes away if you get socialized medicine. Doctors dont need to worry and Lawyers? Well there is an upside to Socialized Medicine...Some lawyers will have to change their MOS...So to speak. And why is there no Malpractice for Lawyers? I mean lots of folks been getting off sentences because they got shammed so why or can you go after the lawyer who fucked up your life? OH and not being an ass I am askin?

Imperial MO
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I'm not a big fan of Torte Reform. I don't think the government, doctors or insurance companies should put a cap on malpractice lawsuits or on Workers Compensation. Granted there are caps on Workers Comp but in most Torte Reform bills they want to reduce payments for the employees even more. I'll give an example here (using TN Workers Comp laws). When I had my spinal fusion the total payout in TN including W/C weekly benefits and a "settlement" had a top payout of $200,000. An employee will never see that much. Lawyers will try and reach a settlement and if that fails then a judge will tell you what you will recieve for your injury. An employee might see $125,000 including the weekly benefits they recieved for being off of work. Then your lawyer gets 30% of your settlement. There is no award for pain and suffering in W/C, no matter how much an insurance company screws you. I was injured in Sept of 2001 I was denied a doctor through my W/C until Feb of 02. After therapy, steroid injections, Bone Scans, discograms he wanted to do the fusion in Aug of 02. The insurance company refused the surgery because it was too expensive. My lawyer finally got the court to order the surgery and had it in Mar 2003. Yet after all of this there is no P&S in W/C. Now the same surgery in TN through their new W/C and Torte Reform laws would only pay the employee $70,000 in TOTAL benefits. I do think that courts should use more sense in allowing certain kinds of lawsuits. People should know coffee is hot and should not set it in their lap. If they do they should not be able to sue McDonalds when the coffee spills. If teenagers are driving drunk on drugs and alcohol then their families should not be allowed to sue the trucking company when their kids drive under one of their trailers killing themselves. When your kids are at a friends house playing (with your permission) and get hurt playing on a trampoline and the other parents pay the medical bills for let's say a broken arm why sue them for tens of thousands of dollars for pain and suffering? If your neighbors are away on vacation and your child climbs their fence and drowns in their pool why should you sue them? You are the one not watching your child. They have a fence around their pool. If you are injured in a car accident and it is not your fault then you deserve a settlement.If you have a surgery and a doctor leaves a pair of forceps in your abdomen then you deserve a settlement. Insurance companies, doctors and politicians should not place a cap on what they pay.

Spencer TN
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Election reform

Torte reform

Term limits for congress

Simple

Imperial MO
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Also my wife being a nurse and the large majority of our friends being doctors and nurses, they state that they cannot by law nor medical ethics turn people away. They feel that is propaganda that is put out by the media, and by crusaders who believe the government is there to solve all of life's problems.

Also although they do send bills to the low income, poor or indigent people for the medical treatment attempting to get them to pay something, they DO NOT sue or try to garnish wages because it is not cost effective. They either get reimbursed through government subsidized health assistance programs or apply donated funding that most hospitals raise locally.

Minden NV
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"Under the Federal Employees Health Benefits Act of 1959 (FEHBA), the Office of Personnel Management (OPM) negotiates and regulates health-benefits plans for federal employees. See 5 U. S. C. §8902(a). FEHBA provides for Government payment of about 75% of health-plan premiums, and for enrollee payment of the rest. §8906(b). Premiums thus shared are deposited in a special Treasury Fund, from which carriers draw to pay for covered benefits, §8909(a). FEHBA has a preemption provision which provides: “The terms of any contract under this chapter which relate to the nature, provision, or extent of coverage or benefits (including payments with respect to benefits) shall supersede and preempt any State or local law … which relates to health insurance or plans.” §8902(m)(1). The Act contains no provision addressing carriers’ subrogation or reimbursement rights. FEHBA’s sole jurisdictional provision vests federal district courts with “original jurisdiction … of a civil action or claim against the United States.” §8912. While an OPM regulation channels disputes over coverage or benefits into federal court by designating OPM the sole defendant, see 5 CFR §890.107(c), no law opens federal courts to carriers seeking reimbursement." ------------------------------------------------------------- Angel,

I have a retired postal worker living on one side of me and a retired Treasury Officer from the San Francisco Mint living on the other side of me. They have PRIVATE Health insurance guaranteed by FEHBA laws and acts. It is NOT government health insurance, it is only paid for by the government (approximately 75 percent). Over this past week we have been talking about universal health care and private health care. They state their insurance is through their employer, who just happens to be the government, but is not government insurance. The Postal worker retired from Virginia and his insurance is with AETNA. The Officer who retired from the Mint in San Fran has his insurance through Kaiser. They select their own private physician and get medical treatment or surgeries that their personal physician and any specialist physician that their primary refers them to deems necessary. As long as the insurance is informed, their insurance pays the appropriate percentage. It works the same as our private Medical Insurance does through my wife's Hospital employer and my business insurance.

My universal health care government insurance, Tricare and my Dad's Medicare and the VA allow your primary physician to refer you, but any surgery or advanced therapy must be approved by them. Tricare is not even accepted by most doctors, you have to find a Doctor who is not only willing to accept Tricare, but is also "approved" by Tricare. We are constantly on the phone with Medicare "justifying" my Dad's medical needs. The VA doctors and nurses are nice, but they are stretched extremely thin and only provide Basic care. My Dad who has advanced Alzheimer’s was just given his FIRST MRI and CT scan this past November 2006. He was initially referred to receive same in 1999, but with the bureaucracy of the government it took 7 years for him to finally receive same. I do not call that efficient or quality health care.

Why don't you have insurance? Both of my neighbors stated that as government civilian workers, Medical and Dental Benefits are part of their normal government retirement packages. They even kid me that I put my ass in the line of fire for 21 years in the Air Force and yet get little in medical coverage and lost all Dental upon retirement.

Minden NV
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TOPIC: Health Care Solutions and Ideas for this country