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TOPIC: Health Care Solutions and Ideas for this country
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Dan, the Brits pay more than we do in actual "taxes". However, calculate YOUR actual taxes (for your family - income, state, local) and take the sum and write it down. To that add the $1200 a month you are paying for medical coverage. Then calculate what you feel an average Brit's family's taxes are (assuming that they and you have the same initial income, of course). Then compare the two numbers. Who is paying the largest percent? I doubt that the Brit's are paying more if we factor in what we, as an American family, pay into the health care system on a monthly basis.

I'm NOT saying that socialized medicine is the solution. I'm saying that people who are totally, 100% AGAINST socialized medicine need to have a reality check and do some studying. Somewhere in between the two camps there HAVE to be ideas to reduce health care costs. S

Cambridge VT
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If Insurance companies were forced to be Interstate and cross geaographic borders and deregulated them for coverage compatition would win out and coverage would be easier and cheaper to obtain. But each state regulates them and thus they are free to deny or charge prices that inhibit folks from obtaining coverage. States that are weak and or allow the corrupt insurance states to exist get what they diserve and until the citizenry of those states stand up this will continue.

Imperial MO
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"I have 9 employees that I cover, 5 are families, and my employees don't contribute a dime."

Dan, you and I had this conversation last year at this time. Since then, because of what we do as a business, I've looked into the differences, state by state, since we operate in 27 states at this time.

In Vermont, we have a "closed" system for health insurance. By that I mean that the state requires that every insurer in the state will insure everyone who applies for coverage. That means that a lot of companies will NOT operate in this state, for pure profit reasons. There are a group of legislators right now trying their best to change this system and I think they'll succeed eventually.

In other states, there is, literally, too much competition, so the companies all basically change the same thing. That way they're all happy, and the consumers who are footing the bill are getting screwed.

Medical malpractice insurance for doctors is a HUGE part of why you pay so much to see a specialist. The specialists - the heart surgeons, etc - are the ones paying huge sums of money (and that's why our business is profitable because we give some companies a way to offset some of that expense).

I've seen firsthand how socialized medicine, which is so badly bashed in this country, has improved in Britain. There are no more 6 month waiting periods for gall bladder surgery or tonsillectomies. The "elective" surgeries in that country? You go to a specialist and pay out of your own pocket for it. Of course there are problems with it, but in all my reading, I found the problems with Single Payer systems to be far fewer than the problems we have in this country with the under- insured and the uninsured. We have friends who can't afford insurance. They have children, mortgages, and one major illness is going to leave them homeless. I fear for them, as well as anyone else who has been hit with major expenses that, too late, they've discovered won't be covered, even though their doctors are recommending the treatments. S

PS - sorry, you can go back to the name calling now. lol

Cambridge VT
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Zing - The reason you will only find Democrats coming up with solutions is because they believe in a more socialistic approach to solving crisis - it's called "the government approach to solving crisis". I will let the Republicans defend themselves. I personally believe in a "free market" not in a government run system.

Social Security was produced by a Democrat and look at what is happening to the system. Anyone under the age of 50 will probably not receive anything comparable to those already past 65. Ultimately, this too will become a runaway locomotive with spiraling cost as the fuel and the tax paying people as the passengers...ALL ABOARD!

Fairfield CA
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What amazes me is I have yet to meet anyone who has been denied Medical care due to lack of insurance. Legal or illegal citizens...

Imperial MO
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Why not the more the marrier I guess. More red tape, More waiting for care, Some one telling me which Dr. I can and cant see, No care for pre existing conditions. No accountability for lack of care, and last but not least, total cost to me in taxes overwhelms what I pay for coverage now by 68% NO THANK YOU.

Imperial MO
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One of the reasons health care cost is rising is because the legislators continues to mandate health benefits. If a health care provider is mandated to provide "basic" health coverage and the "basic" package keeps changing by adding more benefits - whether the buyer is ever going to need it - the cost will continue to rise.

In other words, the partial solution here is cost containment.

Fairfield CA
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Perfect Go shopping! dont get testy with me! LOL There are more than a thousand health care providers in this country. And why are you footing the bill for your employees? Their health is important to you I realize but there are alternatives. The health care provider I carry on mine albeit for 6 employees is 50/50 reduced my cost by 37% and my employees get better coverage. Get Met!

Imperial MO
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Got the same kind of coverage at my current job, it's a joke. This country can do better.

Your employer can do better.

Imperial MO
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I don't think that anyone would argue that we can do better. I am just not convinced the answer is in government health care. Mine sucks and has only paid for approximately 9 to 14 percent of my medical needs each year since I retired in 1995. My yearly deductible is $7500 on a retirement income of slightly less then $19,000...and I retired at the second highest enlisted rank. Plus as I stated before, a surgery to reattach my achilles was deemed unnecessary resulting in me paying $5,000 out of my pocket.

I won't pretend to know what the solutions are, but having the federal government take it over does not appear to be a better answer.

Minden NV
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TOPIC: Health Care Solutions and Ideas for this country