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Health Care Solutions and Ideas for this country : Swingers Discussion 62933101
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TOPIC: Health Care Solutions and Ideas for this country
Created by: joeodd2
Original Starting post for this thread:
Health Care in this country is almost embarrasing. So many people don't go to the doctor's office simply because it's too expensive to get a check up. I was one of those people for most of my adult life. People should not have to choose between their light bill and their health insurance. So what is the logical alternative. Well If pennybuttons wouldn't mind I would like to qoute her idea and maybe get a few others.

"Socialism (government run agencies like in Canada) have too high an overhead to run anywhere near compatablely.

Government control is nessesary, but non-profit insurance companies are the only way to go.

Run them like an employee owned business, only there the owners are the members (users) of the insurance company, their are no stockholders, no need for profit. (If there is, it is reembursed back to the members.)

Allow multiple companies to suit the various needs people have or want, but require that all companies control the market together. (Governmental protection for these non-profit companies against possible profiters. Making all socialized medical services non-taxable.)

Multiple companies will also allow for individualism. Different companies can also specialize in higher quality/ quanity services, others providing the minimally required services.

You pick & choose between those offered, the only difference is "you must have" a health service provider. Requiring that all have health insurance insures that the costs of health care are not passed on to the government, but paid by the users.

Since also there would exist a variety in health coverages to meet all needs & desires (capitalistic system), the only logical reason for not having coverage is those persons with verifiable assets high enough to cover "all" possible needed medical care.

Pharma companies need to present their products to the governing board before they can be sold on the market. Service providers need to be registered and quality control insured.

Most of "socialized" medicine in Europe are set up this way & it has shown itself to be far better & cost efficent than "socialist" (government run) medicine."

Ok lets discuss.

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Your list is pretty accurate, btw. But of those things you listed, insurance company profits are probably the largest, followed by technology/equipment.

While huge medical malpractice settlements get a lot of press time, and a lot of squawk-time by the media-reps, if you review them, a vast majority of them are settled out of court for a fraction of the original amount mentioned in the suit.

Part of the problem isn't necessarily the insurance company you pay your premium to, it can also be the reinsurer who is taking on a large part of the risk. THOSE guys are usually the greedy ones, since they rob Peter to pay Paul frequently.

You really don't think that the reinsurer of the World Trade Center paid all of that money out of pocket, right? Nope, I can bet that what they charged their clients went up substantially the second they heard the numbers. S

Cambridge VT
 
 
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Jesus, ours only went up 8% and I thought that was bad enough.

You see, that's why it tickles me when someone runs in and yells "torte reform". That's only going to take away one item on Perfect's list.

Dan, weren't you one of the people who screamed at me when I said that Director's of companies, and executive officers shouldn't be able to collect millions of dollars a year off the backs of both patients and taxpayers? It contributes a LOT of money to overhead, and I truly believe that, especially hospitals, should control that money a lot better than it is now.

And now I'll go thank the insurance gods that our medical didn't go up as bad as yours. S

Cambridge VT
 
 
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Sure, and some of them are drug addicts to, so we now know where they spent their money.

Destin, no one, anywhere, said that the system works perfectly. In fact, OUR OWN system is so flawed that you have uninsured flooding the hospitals and doctors, and not being able to pay the bills. You have underinsured needing hospitalization and doctor's care and their insurance companies refusing to pay. I think you should look at the Health Minister's latest report in Britain, there have been steady improvements. It isn't perfect, but nothing is.

I'm not saying socialized medicine will work here. I really don't know whether it will, or won't. But Dan and I paying, together, over $2800 a month for medical coverage is, whether anyone here wants to see it or not, over the top. Torte reform will only change lawsuit settlements. It will NOT do a damn thing to hospitals charging $27, or whatever, for a Tylenol. Is anyone a hospital administrator here, or have access to your local hospital's budget? Look at the overhead for two things - nursing salaries and maintenance/purchase of equipment. Those are ballooning every year. S

Cambridge VT
 
 
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Socialist/liberal democrats, are the same...to nationalize health care would make it worse than it is now, just like the terrible care in Britian and Canada, those thinking otherwise are the fools. All they can do is have the governmnet pay for everthing so they get more self serving voters who are too lazy to make something of themselves....its called the democratic welfare vote!

Destin FL
 
 
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Jack :.....Saying all that, NO I don't have a solution, other than send all the illegal immigrants back to their own countries and stop being a burden on our existing system, that would lower costs by a lot right there. Why do you or your insurance company pay $27 for a Tylenol PM in a hospital? They are trying to recover their "free care" costs that way. No easy solutions but get the illegals outta here, they are costing you more than you know tax and in the cost of doing business for govt and businesses.

Spot on !!!!!! last estimate in cost 342 Billion with a "B" in Hospitals losses. Why the fuck not cover them as well we cover all the worthless baby machines in this country with our tax dollars, now it is to recoup losses.Either way we are footing the bill.

Saint Louis MO
 
 
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Right there are lots of private clinics in Britain and they can do a few things. Then there are lots they cannot do by Law, there is where you get wait times and people dying to have surgery...that is a fact reported by their own socialized medicine govt people. If you don't believe it, research it and you will see... otherwise you are just a socialist and want the govt to do everything for you...what's next wiping your ass in the bathroom? Socialized medicine has never worked, anywhere, anytime, hillary and the libs just tell you so and you want to believe...look what they have done to medicare and social security...that is right bankrupted it!

Destin FL
 
 
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There are tons of "private" docs and clinics in Britain. In fact, there is one street in London which is "the" place to go for plastic surgery or elective procedures such as that.

The wait times are down to near zero, also. I know that's hard for anyone to grasp, but Britain has been working on its system for years and finally got it to where the major problems have been solved. There are always problems in every system.

My own opinion is that the closed minded who ONLY associate the term "socialized" as being something the Democrats back, really need to talk to people who work and live within a system. Personally, rather than paying $1600 a month, and having copays on top of that, I'd like to see if something like it would work. Nothing else has so far. S

Cambridge VT
 
 
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Socialism does not work no matter what hillary says, it has failed in every country. The Brits and Canada have socialized medicine and both are woefully inadequate, long wait times and a lesser quality of care. Even though the Brits made it against the law for private clinics to do some procedures for those that can afford them, they are getting done...now why is that if the govt. system works? Why do those Canadians who can afford it come to the US for health care? because they can die before getting life saving procedures done in Canada.

Saying all that, NO I don't have a solution, other than send all the illegal immigrants back to their own countries and stop being a burden on our existing system, that would lower costs by a lot right there. Why do you or your insurance company pay $27 for a Tylenol PM in a hospital? They are trying to recover their "free care" costs that way. No easy solutions but get the illegals outta here, they are costing you more than you know tax and in the cost of doing business for govt and businesses.

Destin FL
 
 
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I'll only warn you once, Perfect, lol.

Vermont needs a lot of things - we need to protect our children better, we need to lower health care costs, we need to realize that laws need to both protect personal rights and freedoms as well as protect the public at large. This state has a Democratic legislature, and a well like Republican governor. In other words, we operate with far more checks and balances than say, Pennsylvania, who elected Boss Rendell to drive the state into bankruptcy. I'm thinking of buying a small home in PA just so I can vote against him in the next election, rofl. But that isn't what the debate is in this thread. S

Cambridge VT
 
 
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Vermont's laws were made so that every single Vermonter could have health insurance, providing that they had the income to pay the premiums. In some states, you can be turned down (even if your employer is footing the bill) because of past medical history, AIDS, Herpes, prior illnesses, or a myriad of other reasons. The law was a good one, at its core. Problem is, not unlike a lot of laws, the writers did not take the future into account. At the time the laws were made, healthcare wasn't costing people $800 a month or more. Now, it needs to be reworked and Vermont isn't the only state trying to address these problems. S

Cambridge VT
 
 
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TOPIC: Health Care Solutions and Ideas for this country